Cracked my Verizon iPhone 4 today. I have the $10 a month insurance. What am I...

[Dylan]

...paying to get it fixed? Dropped my phone today at school and it cracked. I pay the $10 a month extra for insurance. How am I covered? What do I have to pay? Hopefully trying not to have to pay anything at all, and is there anything I can say to make sure I get a free swap of phones?

 

[DanielJP]

i pay 7 dollars a month for insurance for my Droid Razr Maxx. If anything happens to it(theft or an accident), then i pay a discounted price of $80 for a replacement.