Here's Exactly How to Optimize for the $4,194 Social Security Monthly Max

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Your Social Security benefits are based on your average wages, but there's a maximum amount of money each year that counts in this calculation. If you want a chance at the $4,194 maximum monthly Social Security benefit, earning a lot of money is the single most important thing you must do. Specifically, you must earn at least the maximum income that counts in the Social Security benefits formula.