Will an insurance company write me a check for the cost of repairs, or do I

[JustinS]

have to take it to a garage? I hit a deer tonight, and it damaged the front end of my vehicle. The car is still drivable. I have a $1000 deductible (which I cannot currently afford), and I have a loan on the vehicle through Toyota financial.
Is it possible to get an estimate from my insurance agency (Progressive) for the cost of parts, receive a check for that amount (minus deductible), and perform the repairs myself?

 

[JellyBean3]

You will not receive the check since Toyota has the lien.

 

[staciem]

Not likely through Progressive.
It is possible though. Tell them that you have a preferred Auto Body store and that you will only want them to repair it.
You might luck out.

xoxoxo
Stace

 

[staciem]

Not likely through Progressive.
It is possible though. Tell them that you have a preferred Auto Body store and that you will only want them to repair it.
You might luck out.

xoxoxo
Stace