So i finally found a boat i really like. However i know that most banks require that the vehicle being purchased to be somewhat of a new vehicle in most cases. They also require that the loan be $5000 or more it seems like. Can anyone give me any advice. Iv never taken out a loan for a vehicle before. My credit is average. The boat i want to get is about $3500. Its a 1989 Wellcraft. Id also rather have the loan payment period spread out over 48 months if i can. What types of loans are available for what im wanting to do (if any)? Any other advice you guys can give me would be much appreciated