I took out a private/alt education loan with a company that filled the form out over the phone. They didnt' ask if i wanted to pay interest only while in school. To my misfortune, they selected/type in that option for me, and now I seem to be stuck paying this, and I cannot afford it! They SAY they can't change it, and neither will AES, is there any way around this? My other loans don't have this as my choice!