Sorry but lowering standards doesn't mean disregarding them completely. it also doesn't mean allowing greedy bankers to trick and take advantage of people and talk them into taking loans they couldn't afford. Yes the buyers are responsible as well but the bankers know that most of them don't...
No it wouldn't, but you smile and say, sorry I'm busy. I have to get back to work/go out for a few minutes/help someone/make a phone call. Don't be such a good listener.
Or you could bring in your family photo album and tell him you want to spend an hour showing him your family snapshots. I bet...
You load them very slowly, starting with the smallest. The bigger ones eat the smaller ones, so by the time you have finished, you are left with two elephants only and possibly two lions. Maybe that's not a good idea.
The other problem would be finding two of every animal in the world and...