Okay..
I am about to order my T-Mobile FlexPay phone/plan, and I had a few questions

I tried to call the number they gave me...but of course....No Answer !
Anyways I was wondering if since with FlexPay you have to pay for your services first, will I receive my phone(ordered it off website), will I be charged first months bill RIGHT AWAY?
Why do I have to pay full retail price of the phone?
What is the FlexPay account where I can refill minutes with prepaid phone cards?
I DO NOT want prepaid ANYMORE, so why am I having to use those phone cards to put in that "account"....Is that for like ringtones and stuff
Any help is greatly appreciated
