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  1. #1
    Junior Member HaloB3's Avatar
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    Subaru Impreza WRX STI a Sports car to insure? ?

    Are the 04-07 Subaru WRX STI consider as a Sports car to the insurance? Or is it a family car since its a 4door?

  2. #2
    Junior Member uglyone888's Avatar
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    Okay I have State Farm and I looked into this. Even though the car is a sedan, its definately a sports sedan. With State Farm every car is given a rank or number that helps dictate the cost of insurance. The average number is about 20. A 2001 Honda Civic LX sedan is like a 17 on the scale. The number is based on many factors: Coupes are higher ranked than four doors, and also the companies take into account how many claims are made with each vehicle, the average age of the driver, the type of engine and its power output, and the initial price of the vehicle, and many other things affect it too.

    But with the STi, I looked at an '04 Sti with minimum coverage and it was going to cost around $1400 every six months, and it was a 32 on their scale. A Corvette Z51 was like a 34 so its extremely high I had liablility, a $500 deductible, and a few others things on the insurance plan.

    But I am a male under the age of 25 so that will make it cost a lot more.

    So basically yeah its a sports car regardless of the number of doors because of all the other factors that dictate insurance cost.

  3. #3
    Junior Member 67Bronco's Avatar
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    It would be a sports sedan but yes it would cost more than a normal car.

  4. #4
    Senior Member StupidFlanders's Avatar
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    Yes - it is a Sports car from an insurance perspective and so is the WRX.
    The Impreza would be a family car version.

    I had a 2002 Subaru WRX and it was the most expensive insurance premium of any car I have ever owned...by a lot.

    I imagine the STI would be even more.


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