interesting riddle.......... solve it?

[Viper]

i live in water, if u cut my head i m at ur door

if u cut my tail i m a fruit
if u cut both then i m with u

who i m???????????????????

[Marniee]

PEARL

Pearl lives in the water,
If you cut my head as in the P it is: Earl - which in olden day UK language means a tax collecter
If you cut the tail as in the L it is: Pear - fruit
If you cut both ends as in P & L it is: Ear

[teenage_girl]

yeah what holla said

[holla]

Pearl.
Pearls are in water
Take P and you get EARL
Take L and you get PEAR

Take both you get EAR