Usury / Riba
Paying or collecting interest has always been forbidden in Islam.
"O you who have believed, do not consume usury, doubled and multiplied." (3:130 Quran)
The Prophet (saw) said a time would come when lending on interest would be global.
“A time will come upon people in which they will consume usury.” It was said, “All of the people?” The Prophet said, “Whoever does not consume it will be affected by its dust.”
Musnad Aḥmad 10191
Usury is indeed global today. Let us begin by defining the word.
Usury is when you lend someone money while expecting a greater sum eventually to be paid in return.
There are many forms of Usury today. Whether they be credit cards, loans for vehicles, mortgages on homes, ect. Outlets such as payday advance chains solely exist to ask you to pay more money back then what they actually lent you.
O you who have believed, fear Allah and give up what remains [due to you] of interest, if you should be believers. And if you do not, then be informed of a war [against you] from Allah and His Messenger.
(Quran 2:278-9)
It is clear why God has forbidden interest. Because it eats a borrowers wealth. While the lender has to do absolutely nothing to increase his money. A man today spends 30, 40 years paying off a loan for his home which usually ends up equaling 2, 3x the actual value of the home. This is all due to interest. It is interest that puts man into debt.
Our current paper dollar is literally built on interest. For every dollar the US borrows from the Fed 2 dollars are created. $1 to be repaid and an additional $1 in interest. Have you seen this monstrosity? Never can this be repaid because the money does not exist in the system to do so.
Now our money system is a joke. It survives today because it is literally built on interest / Usury.
Even if you avoid taking out loans of any form you are still involved in interest because our paper money is built on it.
"The dust of it" touches you.
“A time will come upon people in which they will consume usury.” It was said, “All of the people?”
The Prophet said, “Whoever does not consume it will be affected by its dust.”
How could an illiterate man from 1400 years ago have known this would come to pass?
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