30 day contract for 12.90/m? I feel as though I am making such a huge saving compared to my family members who each have a Samsung S4/Iphone4S/HTC one and are on 24 month contracts each around £35/month.

Why don't people purchase the cheapest high spec phone they can afford outright, then use cheap sim only deals. Why do people sign on the dotted as soon as a new smart phone drops?

My phone is just as good as Samsung S4/Iphone5 etc and my contract is low commitment and very cheap. I am saving at least £350+

Am I just very smart, or missing something?

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