Well can you afford that much? Have a look on parkersbinsurance groip website, and you can see if any will be cheaper for you. Or if you really want that car, try adding a parent to your insurance policy (not you being added to their policy!) also have a look at LV car insurance as that was and still is the cheapest car insurance he can find
VTR Furio doesnt exist. two different models altogether (i think, anways). Citroen Saxo is not a bad first car for anyone. But if you decide otherwise, look towards the Toyota Aygo, Peugeot 206/7, Mini One etc. All these cars fall around the 3000-5000 pound barrier so a very cheap car.
Bottom line? Well, this is but the Saxo isnt bad. if it isnt modified by some chavvy creep
The person selling it as a vtr is doing so because kids with no idea of cars like yourself will get excited thinking they are insuring a VTR when actually its only a 1.4.