What do I do? I broke my femur wakeboarding behind a boat 3 months ago. The person who owns the boat has insurance on the boat but it only covers $5,000 in expenses. They have a $300,000 liability. I do not know what that means. I didn't have insurance when it happened so how am I going to pay the $50,000 bill? I am currently going to school and paying for it on my own and I also cannot work due to being disabled. I applied for medical assistance and found out after 2 months of waiting that I was denied!! The state did not consider me disabled with a broken leg!!! Does anyone know what I can do to help cover the medical expenses? They already sent me to collections and they will trash my credit if I don't find a way to pay soon!
WHat do I do?!!!
PS: This happened to me in Maryland but I live in Oregon now.
No, I should not have been doing an extreme sport in the first place. I guess I am screwed on this. I calculated the costs and if I was paying $250/month, it would take me 16.6 years to pay off. Paying for this AND school on my own pretty much means I am 100% screwed on this. I am 22 and would only be able to wait tables until I finish college. How can I afford this medical bill, car, living, school, and eating expenses???
BTW: I canceled my med insurance 3 weeks before I broke my leg due to a nonpayment. I just didn't have the money at the time!!! *cries*)
Maybe I should leave the country. :-P
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