girl..."if you hate me so much why..."? i saw the movie about 4-5 years ago...
this girl was kidnapped (at least i think she was) and these guys were taking her to some island, and they were on this boat while it was going and she said to one guy, "if you hate me so much why don't you just kill me?" and i think she jumped off. might not have...
they get to this house on the island. the girl takes a shower and this one guy kinda comes in and sets her clothes on the sink and when she gets dressed and stands on the balcony he tries putting a move on her...

she ends up escaping, and i think some other older lady came to get her and they jump off a dock right before it explodes.