ending the marriage? My wife's personality is one of always complaining and moaning to the extent that I dread and almost fear being in the same room with her. We do have financial problems but a lot of if emanates from personality, for example, even with no financial problems she always must get angry and pick on something to moan about at bed time.
this has got nothing to do with me harming her in anyway so please don't make it as if the problem lies with me.

She admits she's depressed but she moans about everything and with everyone.