Is this possible?

Here is what I know:
~EFC=0

~$10,000 yearly cost of attendance, which includes room and board

~in state student

~non-minority, female

~top 5% of applicant pool

~according to collegeboard, average aid package amounts to 50% of need http://collegesearch.collegeboard.com/search/CollegeDetail.jsp?collegeId=4124&profileId=2

~according to collegeboard, only 1% of all students get their full need met (and the school is HUGE on athletics, and I am not an athlete)

~according to collegeboard, the average need-based loan award is $2500, the average need-based scholarship award is $3800, and the average non-need based aid is $2200