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Why Is it That many of the people who respond to people's legitimate...
...bankruptcy questions do the following? 1. Tell people not to file without knowing their situation
2. Tell people that credit cards are not dischargeable anymore, when in fact they are
3. Tell people they are horrible people for even thinking about it
4. Tell people they need 6 months of credit counselling when the requirement is actually that you have it within 180 days of filing (and at least a day before you file).
5. Are some people deliberately lying about bankruptcy law, or is this typically just people that know nothing about it that insist on answering something they know nothing about?
6. Why do people tell people that they should leave things OUT of their bankruptcy when the bankruptcy code clearly states that everything MUST be listed?
I ask because it worries me that people will actually follow this incorrect advice.
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