I saw a television ad about crazy 88. down a month. Is this legit? I need a car really bad and I can't seem to find a way to get a loan because although i'm young, the few items i have on my credit, i have more negative than positive. So, does anyone have any suggestions as to how i can overcome this obstacle? By the way, I've been trying to save some money just so I can buy a little something to get back and forth to work but that doesn't seem to be working. I need some real help....