pocket needs treatment later? I have recently applied for insurance and was told it will take 2-4 weeks for the underwriting process to take place and finally be approved. At least another 5 weeks until my coverage begins. The issue is I have a health concern I want to get checked on now in case it is something I need treatment for but I don't want it to be labeled as a pre-existing condition so that when my coverage does kick in the insurance won't cover it. Should I wait until the insurance kicks in or go to a free clinic/pay out of pocket to find out as soon as possible? If something is discovered that I need treatment for will it not be covered? The issue has to with an abnormality in my testicle. I'd prefer someone that has some inside knowledge of the insurance industry to give some feedback. I appreciate it.