In the past I have been a gym rat, swam, Kick boxed, skated, hiked, jogged, and now I am bicycling. About 5 years ago I gained 20 pounds, then when I got really into kick boxing and swimming I gained another 12 pounds, (And it was definetly not muscle, I could see it in my stomach and arms.) Now recently I have gained another 5 pounds. The bicycling has toned up my legs and it makes me feel better, but what can I do about losing weight (fat) on arms and stomache.