Alright I do home health care. I worked on dec 22 and was horsing around at work with the son of my boss. He tried to kick me and I grabbed his leg and broke my finger. lol got beat up by a 13yr old (im 28 btw)

My boss was notified about 2 seconds later, as she was there but in a diff. room. I totally thought I sprained it, they offered me to go to the doc but I said no. I figured I sprained it

2 weeks later I have surgery on my broken bone (ring fnger) 3 Pins and my insurance covered it all. I didnt claim it as workers comp cause I figured they dont cover horsing around.

Now I am unsure how much therapy Im gonna need and Im sure my insurance will cover all/most of it.

Can I still claim this all as workers comp? Does that make me look bad? I dont want to be screwing my employer for some reason because I was horsing around.

IS IT TO LATE? What should I say?

I dont want five years from now finger causing me problems and I dont have something guaranteed to cover it