i bought a car through a local dealer with the promise that the on time payment code box would be removed after the car was paid off,well i have never missed or been late on a payment and when that time came they sold my loan to a national company with no local representatives..before my loan was sold i never had any problems,now since the national company took over three times the code the gave me didnt work and i have to miss work until there operators finally start manning phones and then i have to spend hours on the phone and punching in codes to resolve it costing me money from missing work and tarnished image with my employers for misssing..do i have any resolve with his problem? PLEASE HELP, i have less than 15 months left on loan..