I have starred your question because I would like to see an accurate, serious response to your statement that the $750 is the total liability of an employer who provides no health care to his employees.
Regarding the question itself, no one gains by denying to everyone the necessary benefits of a minority. Those who do not have those benefits continue not to have them.
Government insurance covers most medical procedures, office visits, and prescription medications. The coverage is not 100%. Dental care and vision care are practically nonexistent. There is a 0 deductible per person (00 for a couple), and there are also deductibles for office visits and prescription medications. Finally, the employee portion of the premium is rising faster than are increases for cost of living.
Is this what you call "cadillac" coverage? It is good only by comparison to what most other Americans have. And it is, like all health care in the US, much too expensive.
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